About Comprehensive Insurance
Comprehensive insurance covers vehicle damage caused by any of the following:
- Falling or flying objects
When you choose your plan, you also choose a deductible amount that you must pay before your insurance provider will cover the remaining amount. Your deductible can be found in your insurance plan information, but typically it’s $300 for side and back glass claims and drops to $200 for windshield replacements on the best ICBC plan. There are other options for your collision and comprehensive coverages, and we highly recommend evaluating what each has to offer. BCAA and Family Insurance Solutions both offer accident forgiveness and low to ZERO Deductibles for glass coverage.
For windshield rock chip repairs, with comprehensive insurance, drivers do not have to pay any out-of-pocket expenses or be concerned about increased rates. It is wise to have small chips repaired quickly in order to save money on a complete windshield replacement.
It is important to note that drivers who live in British Columbia, Manitoba and Saskatchewan are required to buy liability insurance from their respective province’s government-run insurance company. Comprehensive insurance may be purchased from either a government-led company like ICBC or a private insurer, but it is not required. Feel free to give us a call before you renew for some advice.